RV Insurance In Georgia
If you like to travel, you’ll feel right at home in an RV. Whether you're exploring the sights and sounds of Georgia or heading out of state, RV road trips let you enjoy the road to the full. RV insurance from Insurance Service Associates takes the worry out of RV travels by protecting you against accidents, damage from inclement weather, theft, breakdowns, and more. Here’s what you can expect from our RV policies.
Required Coverage
RV liability (property damage and bodily injury) insurance is mandatory in Georgia by law. This coverage pays for the injuries or property damage of other drivers in accidents you cause. As RVs have the potential to cause a lot of damage, we recommend you purchase enough liability coverage to protect your financial assets against serious accidents you may cause.
Specialized Coverage
RV insurance offers much of the same protection as auto insurance, i.e. liability, collision, comprehensive and uninsured motorist, along with the option of obtaining specialized coverage in the form of:
Total Loss Replacement - covers the cost of replacing your RV if it’s totally destroyed within your first few years of ownership.
Vacation Liability – pays for injuries or property damage of people visiting your RV or campsite during your vacation.
Personal Effects Replacement Cost – covers the cost of replacing personal items you bring with you on your travels if they’re stolen or damaged in a covered loss.
Emergency Expense – covers the cost of hotels or transport if your RV breaks down or is damaged in a covered peril.
Customized Policies
RV policies can be customized by selecting the coverage you want and need. When customizing your coverage, consider the value of your vehicle, your driving experience, and personal lifestyle as these factors can affect your choice of coverage. At Insurance Service Associates, we'll work with you to determine the policy best suited for you. Call or visit us today for all your RV insurance needs.
